California’s annual mortgage report card is out
Some noteworthy mortgage data is now available from the Home Mortgage Disclosure Act (HMDA).
Read Moreby Carrie B. Reyes | Oct 9, 2019 | Finance, Loan Products | 0
Some noteworthy mortgage data is now available from the Home Mortgage Disclosure Act (HMDA).
Read Moreby ft Editorial Staff | Aug 14, 2019 | Loan Products | 0
Cash-out refinances on FHA mortgages will need a minimum of 20% equity.
Read Moreby Oscar Alvarez | Jan 18, 2019 | Finance, Loan Products, Real Estate | 3
Does the CalVet program provide a good value for veterans?
Read Moreby ft Editorial Staff | Jul 24, 2018 | Loan Products | 0
The VA has released instructions on how to process home improvement mortgages.
Read Moreby ft Editorial Staff | Jul 23, 2018 | Loan Products | 0
Clarifications for the lender’s process to close VA-guaranteed construction mortgages.
Read Moreby Carrie B. Reyes | Dec 19, 2017 | Charts, Feature Articles, Loan Products | 0
As California’s housing recovery heats up, more loan originations are occurring across the state.
Read Moreby ft Editorial Staff | Jul 25, 2016 | Home Sales | 0
California is home to over 13% of the total U.S. military population, equaling 160,000...
Read Moreby Carrie B. Reyes | Jun 6, 2016 | Feature Articles, Loan Products | 0
Rules and advice for transaction agents to guide self-employed buyers through the qualification process.
Read Moreby Carrie B. Reyes | Dec 15, 2015 | Feature Articles, Loan Products | 8
CalVet provides veterans with mortgages at below market rates — but at what cost?
Read Moreby Amy Thomas | Oct 9, 2015 | New Laws, Real Estate | 0
Common interest developments need to include statements indicating whether they are certified by the Federal Housing Administration or the Department of Veterans Affairs in their annual budget reports.
Read Moreby ft Editorial Staff | Jul 26, 2015 | Feature Articles, Loan Products | 0
This is the third part in an article series on mortgage programs for veterans. This article examines the Interest Rate Reduction Refinance Loan (IRRRL).
Read Moreby ft Editorial Staff | Jul 21, 2015 | Letters to the Editor, Loan Products, Real Estate | 3
The FHA has not exercised its right to collect on a deficiency in California in over 20 years.
Read Moreby ft Editorial Staff | Jul 20, 2015 | Feature Articles, Loan Products | 0
This article compares U.S. Department of Veterans Affairs (VA)-guaranteed mortgages with Federal Housing Administration (FHA)-insured mortgages and conventional mortgages.
Read Moreby ft Editorial Staff | Jul 6, 2015 | Feature Articles, Loan Products | 0
This is the first in a series on mortgage programs for veterans. This article explores the U.S. Department of Veterans Affairs (VA)-guaranteed mortgage.
Read Moreby Carrie B. Reyes | Jun 26, 2015 | Buyers and Sellers, Your Practice | 0
The high turnover rate of military homebuyers — on top of the reliable income provided by military jobs — give home prices an extra boost.
Read Moreby ft Editorial Staff | Oct 20, 2014 | Feature Articles, Finance, Loan Products, Real Estate | 0
Protect your homebuyer by encouraging multiple applications.
Read Moreby Carrie B. Reyes | Oct 2, 2013 | Economics, Real Estate | 5
The biggest question on our minds is: how will the shutdown affect the housing market?
Read Moreby Carrie B. Reyes | Jul 24, 2012 | New Laws, Real Estate | 0
This guidance addresses concerns about mortgage servicer practices involving military service...
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