Real Estate Finance

Form-of-the-Week: Preliminary Proposal and Exchange Agreement — Forms 170 and 171

by Amy Platero | Aug 7, 2023

An agent uses RPI Forms 170 and 171 to propose an exchange of properties to another agent and to negotiate the exchange of properties.

May a mortgage lender foreclose on the secured property to collect on a debt discharged by a bankruptcy court?

by David Swistock | Aug 4, 2023

In re: Gerald N. Reed

Mortgage Concepts: How to issue the Adverse Action Notice, Part 2

by Carrie B. Reyes | Aug 3, 2023

Which disclosures are required by the FCRA when a loan is denied, instead of approved?

Mortgage Concepts: How to issue the Adverse Action Notice, Part 1

by Carrie B. Reyes | Aug 3, 2023

When a loan is denied, instead of approved, the FCRA requires the loan originator to disclose the adverse action.

Mortgage Concepts: Observed suspicious activity reports (SARs)

by Carrie B. Reyes | Jul 31, 2023

Learn when a mortgage lender is to file a suspicious activity report (SAR) with the Financial Crimes Enforcement Network (FinCEN).

May a debtor claim an automatic homestead exemption when they move back into a personal residence after filing a bankruptcy petition?

by David Swistock | Jul 28, 2023

In re: Jaswinder Singh Bhangoo

Seasonal dynamics power today’s home price illusion — not buyer demand; Monthly Statistical Updated (August 2023)

by ft Editorial Staff | Jul 28, 2023

https://vimeo.com/849541124 The Monthly Statistical Update (MSU) keeps agents and brokers current on the market trends affecting California real estate transactions. This month, we’re covering: California home prices, which remain well below the mid-2022 peak despite...

Mortgage Concepts: The California Residential Mortgage Lending Act (CRMLA) Part 2

by Carrie B. Reyes | Jul 18, 2023

Part 2 of this video reviews CFL and MLO licensing by the DFPI, consumer mortgage originating, and reporting under the CRMLA.

Mortgage Concepts: The California Residential Mortgage Lending Act (CRMLA) Part 1