The yield spread has dipped below 1% in 2018, here’s what it means for home prices.
The yield spread’s directive for home prices
read more
Real Estate Finance
Develop your understanding of the relationship between mortgage holders and owners through a review of notes, trust deeds, and their provisions and foreclosure procedures.
Stay current on the latest news, videos, forms, and updates for Real Estate Finance
Newly published related content
Is occupancy sufficient to establish residency for the purposes of claiming a homestead exemption?
In re Gilman Facts: An owner living in a residential property files for bankruptcy. The owner claims a homestead exemption for the property. At the time of filing, the property is in escrow pending a sale to a buyer. Claim: The owner seeks a homestead exemption for a...
Home prices temporarily outrun California’s flat home sales volume; Monthly Statistical Update (June 2018)
Download the Monthly Statistical Update To view, print and personalize this month’s Statistical Update for your marketing campaign, click here
Do Not Call — or call with caution
This article is an in-depth look at the laws and regulations regarding telemarketing campaigns an MLO might engage in — and the consequences of not following the rules.
CFPB updates revise Closing Disclosure timeline rules
The CFPB addresses the “black hole” in the current disclosure timeline.
Low vacancies to spur more residential construction; Monthly Statistical Update (May 2018)
Rental vacancies up from their low point; Insufficient multi-family construction; Homeowner vacancies flat-to-down
GSE reform has mortgage experts on edge
This article examines the presence of Fannie Mae and Freddie Mac in the housing industry, yesterday, today and the changes ahead.
Wells Fargo fined $1 billion for inappropriate rate lock fees
Banking giant Wells Fargo was recently fined $1 billion by the Consumer Financial Protection Bureau (CFPB).
Is a mortgage holder required to provide a single point of contact to a borrower seeking a mortgage modification?
Conroy v. Wells Fargo Bank, N.A. Facts: After refinancing a residential mortgage secured by a deed of trust, a borrower experiences a substantial drop in income and defaults on their mortgage. The borrower applies for a mortgage modification multiple times. During...
Recent updates to the course e-book
06/25: The 2025 rules for buyer representation and fee-splitting avoidance are currently being edited into this e-book.