Real Estate Finance

Look back to look forward: California’s past and future housing cycles

by ft Editorial Staff | Dec 2, 2019

View California’s current housing cycle alongside the Millennium Boom.

DBO Bulletin Digest November 2019

by ft Editorial Staff | Nov 20, 2019

Editor’s note — The California Department of Business Oversight (DBO) supervises, licenses and regulates a variety of financial institutions, including some real estate mortgage loan originators (MLOs) holding a Nationwide Multistate (or Mortgage) Licensing System...

Mortgage lenders report rising profits in Q2 2019

by ft Editorial Staff | Nov 13, 2019

Mortgage loan originators (MLOs) reported net gains in the second quarter (Q2) of 2019.

POLL: Are real estate agents permitted to give their clients advice on the tax aspects of a transaction?

by ft Editorial Staff | Nov 11, 2019

This poll will close on November 25, 2019.

Homebuyers pay more when they don’t mortgage shop

by Carrie B. Reyes | Nov 5, 2019

Homebuyers who don’t mortgage shop are leaving a lot of money on the table. Just how much money could they save?

Interest rates at an unequal bottom; Monthly Statistical Update (November 2019)

by ft Editorial Staff | Nov 4, 2019

Fixed rate mortgage (FRM) rates decline; Adjustable rate mortgage (ARM) rates decrease, not enough; Economic expectations see Treasury rates bottom

DBO Bulletin Digest October 2019

by ft Editorial Staff | Oct 23, 2019

This month’s DBO Bulletin Digest features an investment fraud case, public bank law and a cannabis banking guidance.

Change the law: Phase in a Qualified Residential Mortgage requirement for a 20% down payment

by ft Editorial Staff | Oct 23, 2019

first tuesday proposes to phase in a graduated down payment requirement for the qualified residential mortgage (QRM).

FHA smooths the path for condo approvals

by Carrie B. Reyes | Oct 23, 2019

The FHA is now processing approvals for individual units in unapproved projects.

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