Lenders are walking a tightrope this spring.
Mortgage credit availability declines as recession certainty sets in
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Real Estate Finance
Develop your understanding of the relationship between mortgage holders and owners through a review of notes, trust deeds, and their provisions and foreclosure procedures.
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Falling interest rates keep Buyer Purchasing Power Index positive in Q1 2020
California’s Buyer Purchasing Power Index (BPPI) was +8.9 in Q1 2020.
Treasury yields go negative: what it means for real estate
For the housing market, this domino effect of lower long-term yields translates to lower interest rates on FRM rates.
Recession anticipation send rates down, refinances up; Monthly Statistical Update (April 2020)
Negative yield spread forecasts 2020 recession; FRM rates hit record lows; Refinances to continue their rise
Are we heading toward a foreclosure crisis in 2020?
We are in the middle of a unique, global economic moment and the end result is still out of reach.
First-time homebuyers prefer lower interest rates to bigger tax breaks
Fortunately for real estate participants of all types, mortgage interest rates are at an all-time low in March 2020.
Suspended foreclosures, evictions due to COVID-19 impacts
This article covers the various efforts to keep Californians housed during this period of social distancing and economic uncertainty.
Coronavirus update: Cancelled real estate events, a halt to evictions and the DRE marches on
As the situation is evolving on a daily basis, read our latest update on how COVID-19 is impacting your real estate practice.
The votes are in: Clients don’t pull their credit report before mortgage pre-approval
According to a recent first tuesday poll, 67% of prospective homebuyers seeking to be pre-approved for a mortgage do not pull their credit report prior to pre-approval. Not only is this action counterintuitive, it’s also a hefty reversal of results from a year...
Recent updates to the course e-book
06/25: The 2025 rules for buyer representation and fee-splitting avoidance are currently being edited into this e-book.