Real Estate Finance

Mortgage application volume hasn’t been this low since 2000

by Carrie B. Reyes | Aug 22, 2022

For the first time in years, independent mortgage brokers reported net losses in Q2 2022.

Homebuyers turn to ARMs in 2022 as FRM rates jump

by ft Editorial Staff | Aug 11, 2022

ARM rates remain below FRM rates – for now.

The pandemic response is over, and urban housing is back

by Madison Hart | Aug 5, 2022

Demand if shifting in California’s post-pandemic response market. Desirable areas for living will continue to change, and urban housing is making a comeback.

MLO Mentor: The adjustable-rate mortgage, Part II

by ft Editorial Staff | Aug 5, 2022

MLO Mentor is an ongoing series covering compliance best practices for mortgage loan originators (MLOs). This article discusses the purpose, popularity and elements of the adjustable-rate mortgage (ARM). Review Part 1 of MLO Mentor: The adjustable-rate mortgage. The...

The Fed bumps up rates again — the undeclared recession is here

by Carrie B. Reyes | Aug 1, 2022

After years of historically cheap mortgage money, the housing market is bracing for yet another rate increase.

Sharply climbing long-term yields put real estate buyers and sellers on notice; Monthly Statistical Update (August 2022)

by ft Editorial Staff | Jul 29, 2022

Punishing mortgage rates drop Buyer Purchasing Power to the basement; Stock market price restructuring — investors prepare for decay to ripple into property prices; California home sales volume has taken an unseasonably downward trend