The face of the ARM has changed over the years, most markedly during the Millennium Boom of the mid-2000s.
Mortgage Concepts: The birth of the adjustable rate mortgage (ARM)
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Real Estate Finance
Develop your understanding of the relationship between mortgage holders and owners through a review of notes, trust deeds, and their provisions and foreclosure procedures.
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MLOs betting their income on commercial and multi-family lending in 2023 will be disappointed.
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HMDA requires consumer mortgage lenders to gather and report data on consumer mortgage purchases, applications and originations as regulated.
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Barclay v. Boskoski
FHA lengthens amortization of delinquent mortgages to 40 years
The Federal Housing Administration (FHA) is keeping their mortgaged homeowners who are delinquent in payments on the books.
REIT investment: playing the real estate game from the sidelines
What are Real Estate Investment Trusts (REITs) and why are they useful?
Mortgage Concepts: Trustee’s Sale: Sold to the Highest Bidder
This video explains the procedures followed for a trustee’s sale in California.
New mortgage premium structure signifies a transfer of wealth
The FHFA has altered their mortgage insurance premiums. Now, borrowers with lower credit scores and down payments will be paying less under the new structure than they did under the old.
Recent updates to the course e-book
06/25: The 2025 rules for buyer representation and fee-splitting avoidance are currently being edited into this e-book.