Millennials are so yesterday. The newest generation of first-time homebuyers Is Generation (Gen) Z.
Homeownership expectations rise for Generation Z
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Real Estate Economics
Learn the 25 economic factors that drive California’s real estate market.
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Recent updates to the course e-book
06/25: The 2025 rules for buyer representation and fee-splitting avoidance are currently being edited into this e-book.
Newly published related content
Residential construction strains to meet population growth; Monthly Statistical Update (January 2020)
California construction still insufficient; First-time homebuyer population grows, homeownership slows; California’s population growing at a slowing pace
Buyer Purchasing Power Index rises in Q4 2019 with falling interest rates
first tuesday’s 2020 forecast shows buyer purchasing power decreasing in the coming months.
Rising refinances give MLOs a boost despite slowing sales; Monthly Statistical Update (December 2019)
Home sales volume down in 2019; Refi’s jump with interest rate decrease; MLO population declines in 2019
Look back to look forward: California’s past and future housing cycles
View California’s current housing cycle alongside the Millennium Boom.
Today’s young adults move more often — except in California
While U.S. trends for young adult mobility are clearly up over the past few decades, the same is not true here in California.
Interest rates at an unequal bottom; Monthly Statistical Update (November 2019)
Fixed rate mortgage (FRM) rates decline; Adjustable rate mortgage (ARM) rates decrease, not enough; Economic expectations see Treasury rates bottom
California’s high cost of living outweighs local incomes
California’s high-paying jobs only go a small way toward covering the state’s high cost of living.
Declining housing and economic factors push sales agents out; Monthly Statistical Update (October 2019)
California home sales volume to continue down; The yield spread forecasts the next recession; Active agents and brokers decline