The number of VA-guaranteed mortgages spiked during the 2008 recession and have only grown in popularity.
Government-backed mortgages take off among servicemembers
read more
Mortgage Loan Brokering & Lending
Learn the core concepts of consumer and business mortgage lending and brokering.
Stay current on the latest news, videos, forms, and updates for California Mortgage Lending.
Recent updates to the course e-book
No corrections reported.
Newly published related content
Cooling interest rates to help refinancing recover in 2019; Monthly Statistical Update (April 2019)
FRM rates fall from 2018 upturn; Refinancing’s inverse relationship with interest rates; ARMs become less attractive when FRM rates fall
Press release: Buyer purchasing power index turns positive
California’s Buyer Purchasing Power Index was positive 1.2 in Q1 2019.
Is it a violation of appraiser independence?
This video reviews the rules governing appraiser independence under the Truth-in-Lending Act, including prohibitions of conflicts of interest and deliberately inaccurate evaluations.
Falling purchasing power takes a toll on home prices; Monthly Statistical Update (March 2019)
Buyer purchasing power’s pull on prices; Rising mortgage rates decrease purchasing power; Home prices fall from their peak
Are they a customer under Regulation P?
This video reviews the Privacy of Consumer Financial Information, including the rules controlling the sharing of a mortgage applicant’s or borrower’s sensitive personal information.
California home prices anchored to incomes; Monthly Statistical Update (February 2019)
Mean price trendline pulls prices down; Rising SoCal incomes can’t keep up with home prices; NorCal incomes rising quickly, still lag behind prices
Freddie Mac tests manufactured housing financing program
Low- and moderate-income homebuyers now have more financing options when buying a manufactured home.
Today’s consumer price index change: tomorrow’s residential rents
The consumer price index is a useful tool for real estate agents – if you know how to use it.