The insides and outs of mortgage points – and better ways to entice buyers in today’s rising interest rate market.
Offering mortgage points? There are better ways to catch a buyer
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Mortgage Loan Brokering & Lending
Learn the core concepts of consumer and business mortgage lending and brokering.
Stay current on the latest news, videos, forms, and updates for California Mortgage Lending.
Latest Articles
MLO recession side hustle guide Part 1: Originator fees are slashed
How will MLOs survive the ongoing downturn in mortgage originations?
Refinances oppose interest rate movement
Following record-smashing refinance volume in 2020-2021, refinances have quickly retreated into irrelevance.
Mortgage lenders expect the housing market to worsen in 2023
2022 has some mortgage lenders packing their bags and heading for the exits.
Regulators nab two California-based mortgage relief scammers
The California Department of Financial Protection and Innovation and the Federal Trade Commission issued a joint complaint against a massive mortgage assistance relief scam operation.
California’s residential turnover rate hit a decade’s low in 2021
When turnover falls, so too does earning potential for agents and brokers.
ARM use ticks higher as buyers overreach
With falling home prices and rates continuing to rise, today’s ARM buyers are purchasing a ticking time bomb.
2023 recession demands discipline from investors; Monthly Statistical Update (November 2022)
Today’s weak yield spread reflects 2023’s poor economic outlook; Investors abandon risk in favor of safe havens; Property prices have a long way to fall in 2023-2025
Mortgage Concepts: The California Homeowner Bill of Rights
Learn how the HBOR guarantees homeowners a meaningful opportunity to keep their homes.
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