This article discusses the different thresholds that trigger Home Mortgage Disclosure Act (HMDA) data collection and reporting.
MLO Mentor: The Home Mortgage Disclosure Act, Part II
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Legal Aspects of Real Estate
Back up your sales acumen by diving into the legal aspects of California real estate.
Stay current on the latest news, videos, forms, and updates for Legal Aspects of Real Estate.
Recent updates to the course e-book
- In Chapter 25, references to “a intervivos trust” should be “an intervivos trust.”
- In Chapter 33, in the third bullet point beginning “55 or older with an annual income…”, $15,000
should be $25,000 and $20,000 should be $35,000. - Answer Key for Quiz 9, Question 2. The correct answer should be “d.”, not “c.
06/25: The 2025 rules for buyer representation and fee-splitting avoidance are currently being edited into this e-book.
Newly published related content
Black mortgage applicants denied almost twice as often as white applicants
The result has been lower homeownership rates and less wealth for Black and Latinx households.
The homeowner becomes the builder
Backyard conversions stimulate the housing market and have the potential to uplift many struggling homeowners.
New mold disclosure mandated for residential rentals
Residential landlords need to provide some extra paperwork at the time they enter into a rental or lease agreement.
New California law to require investigation for hazardous properties
New law passed to require investigation for hazard complaints.
2022’s new California real estate laws
This article offers an overview of the new laws impacting real estate that were passed and signed into law in 2021.
DFPI Bulletin Digest: December 2021
The December 2021 DFPI Bulletin focuses on new state laws affecting licensees and the 2021-22 escrow special assessment, among other topics.
2021 in review and a forecast for 2022 and beyond
Catch up on 2021’s biggest real estate stories and read firsttuesday’s forecast for 2022 and beyond.
New California law to increase density
California legislators seek to combat housing shortage with the passing of Senate Bill (SB) 10.