Mortgage loan availability fell in July 2023 to its lowest level in a decade for non-qualified mortgages (QMs).
Tightened mortgage standards lock out mid- to high-tier homebuyers, sellers
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Creating Carryback Financing
Secure the most efficient structuring for a seller’s extension of credit to a real estate buyer, every time. Stay current on the latest news, videos, forms, and updates for Creating Carryback Financing.
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S&P 500: Stock pricing vs. earnings (P/E ratio)
An update on stock pricing and earnings.
2023’s real estate market trends influence all participants; Monthly Statistical Update (September 2023)
2023’s downturn still undeclared; Despite year-over improvement, buyer purchasing power remains low; Saving rates creep higher as consumers rein in spending
Rentals: the future of California real estate?
California’s low homeownership rate means rentals are in high demand, with vacancies near historic lows.
Today’s homeowners are stuck on yesterday’s rates
Sticky homeowners are unwilling to relieve the inventory shortage in 2023.
The news media has the wrong take on mortgage rates
Media pundits in their coverage of today’s high mortgage interest rates ignore the 60-year cycle of rising and falling mortgage rates and the seller’s pricing response to rising and falling rates.
Sacramento County housing indicators
Get to know Sacramento County’s local housing fundamentals in these charts and forecasts.
Santa Clara County regional housing indicators
Santa Clara’s housing market is experiencing the downfall from 2021’s pandemic bounce.
Community bankers agree: the recession is here
An overwhelming 95% of community bankers say the economy is already in a recession as of Q2 2023.
Errata & Updates
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