The yield spread has dipped below 1% in 2018, here’s what it means for home prices.
The yield spread’s directive for home prices
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Creating Carryback Financing
Secure the most efficient structuring for a seller’s extension of credit to a real estate buyer, every time. Stay current on the latest news, videos, forms, and updates for Creating Carryback Financing.
Recent updates to the course e-book
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Newly published related content
Is occupancy sufficient to establish residency for the purposes of claiming a homestead exemption?
In re Gilman Facts: An owner living in a residential property files for bankruptcy. The owner claims a homestead exemption for the property. At the time of filing, the property is in escrow pending a sale to a buyer. Claim: The owner seeks a homestead exemption for a...
Home prices temporarily outrun California’s flat home sales volume; Monthly Statistical Update (June 2018)
Download the Monthly Statistical Update To view, print and personalize this month’s Statistical Update for your marketing campaign, click here
Do Not Call — or call with caution
This article is an in-depth look at the laws and regulations regarding telemarketing campaigns an MLO might engage in — and the consequences of not following the rules.
CFPB updates revise Closing Disclosure timeline rules
The CFPB addresses the “black hole” in the current disclosure timeline.
Low vacancies to spur more residential construction; Monthly Statistical Update (May 2018)
Rental vacancies up from their low point; Insufficient multi-family construction; Homeowner vacancies flat-to-down
GSE reform has mortgage experts on edge
This article examines the presence of Fannie Mae and Freddie Mac in the housing industry, yesterday, today and the changes ahead.
Wells Fargo fined $1 billion for inappropriate rate lock fees
Banking giant Wells Fargo was recently fined $1 billion by the Consumer Financial Protection Bureau (CFPB).
Is a mortgage holder required to provide a single point of contact to a borrower seeking a mortgage modification?
Conroy v. Wells Fargo Bank, N.A. Facts: After refinancing a residential mortgage secured by a deed of trust, a borrower experiences a substantial drop in income and defaults on their mortgage. The borrower applies for a mortgage modification multiple times. During...
