California’s Buyer Purchasing Power Index was positive 1.2 in Q1 2019.
Press release: Buyer purchasing power index turns positive
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Creating Carryback Financing
Secure the most efficient structuring for a seller’s extension of credit to a real estate buyer, every time. Stay current on the latest news, videos, forms, and updates for Creating Carryback Financing.
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Today’s homebuyers are wealthier than their new neighbors by necessity
New buyers tend to be wealthier than their neighbors.
Is it a violation of appraiser independence?
This video reviews the rules governing appraiser independence under the Truth-in-Lending Act, including prohibitions of conflicts of interest and deliberately inaccurate evaluations.
Falling purchasing power takes a toll on home prices; Monthly Statistical Update (March 2019)
Buyer purchasing power’s pull on prices; Rising mortgage rates decrease purchasing power; Home prices fall from their peak
Are they a customer under Regulation P?
This video reviews the Privacy of Consumer Financial Information, including the rules controlling the sharing of a mortgage applicant’s or borrower’s sensitive personal information.
Tax Benefits of Ownership: Proposition 13 and the transfer of assessed value to a replacement residence
This excerpt from the forthcoming edition of Tax Benefits of Ownership delves into the basics of property taxes, 1979’s aging Proposition 13, and a residence purchased as replacement property.
Property tax refunds may now be initiated by the county
An individual’s rights to a property tax refund have expanded in 2019.
California home prices anchored to incomes; Monthly Statistical Update (February 2019)
Mean price trendline pulls prices down; Rising SoCal incomes can’t keep up with home prices; NorCal incomes rising quickly, still lag behind prices
Share of affordable homes to decrease as interest rates rise
The impacts of rising mortgage interest rates are rippling throughout the housing market.