Home sales volume down in 2019; Refi’s jump with interest rate decrease; MLO population declines in 2019
Rising refinances give MLOs a boost despite slowing sales; Monthly Statistical Update (December 2019)
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Creating Carryback Financing
Secure the most efficient structuring for a seller’s extension of credit to a real estate buyer, every time. Stay current on the latest news, videos, forms, and updates for Creating Carryback Financing.
Recent updates to the course e-book
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Newly published related content
Look back to look forward: California’s past and future housing cycles
View California’s current housing cycle alongside the Millennium Boom.
DBO Bulletin Digest November 2019
Editor’s note — The California Department of Business Oversight (DBO) supervises, licenses and regulates a variety of financial institutions, including some real estate mortgage loan originators (MLOs) holding a Nationwide Multistate (or Mortgage) Licensing System...
Mortgage lenders report rising profits in Q2 2019
Mortgage loan originators (MLOs) reported net gains in the second quarter (Q2) of 2019.
POLL: Are real estate agents permitted to give their clients advice on the tax aspects of a transaction?
This poll will close on November 25, 2019.
Homebuyers pay more when they don’t mortgage shop
Homebuyers who don’t mortgage shop are leaving a lot of money on the table. Just how much money could they save?
Interest rates at an unequal bottom; Monthly Statistical Update (November 2019)
Fixed rate mortgage (FRM) rates decline; Adjustable rate mortgage (ARM) rates decrease, not enough; Economic expectations see Treasury rates bottom
DBO Bulletin Digest October 2019
This month’s DBO Bulletin Digest features an investment fraud case, public bank law and a cannabis banking guidance.
Change the law: Phase in a Qualified Residential Mortgage requirement for a 20% down payment
first tuesday proposes to phase in a graduated down payment requirement for the qualified residential mortgage (QRM).