Learn how the Fed is using their benchmark rate as a monetary policy tool
The Federal Reserve’s impact on mortgage rates
read more
Creating Carryback Financing
Secure the most efficient structuring for a seller’s extension of credit to a real estate buyer, every time. Stay current on the latest news, videos, forms, and updates for Creating Carryback Financing.
Recent updates to the course e-book
No Corrections Currently Reported.
Newly published related content
Form-of-the-Week: Credit report disclosure forms for originating an SFR mortgage — Forms 302, 217, 217-1, 217-2 and 219
A mortgage loan originator (MLO) processing an SFR mortgage application pulls a credit report, advises the applicant of the credit agency’s score and any derogatory financial information which suggests adverse action on the application. Critical to approval, the applicant provides the MLO with explanations for the derogatory items so the MLO can process the application.
Fannie Mae, Freddie Mac accept new credit score model
Lenders and MLOs now have more Enterprise-approved options for qualifying homebuyers with thin credit histories.
California’s shifting residential vacancy rates tell a story
Residential vacancy rates – along with jobs and residential construction – held steady.
Buyer Purchasing Power Index remains positive in Q1 2026
The BPPI in Q1 2026 tells us a homebuyer with the same income is able to borrow 2.1% more purchase-assist money than a year ago.
Home sales volume impacts sales agent licensing and renewals
View California sales agent trends from 2002-present, and examine the effect of home sales volume on licensing.
Sales volume: a powerful magnet for home prices
Home sales volume movement impacts tomorrow’s home prices.
California home sales volume
What’s a broker to do until home sales volume takes off?
Construction starts are below their historical average — and have been since 1990
Construction starts have been far below California’s historical average most years since 1990.