The share of mortgage applications with indications of fraud was up 39% from a year earlier in California.
California’s mortgage fraud risk rises in 2021
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Creating Carryback Financing
Secure the most efficient structuring for a seller’s extension of credit to a real estate buyer, every time. Stay current on the latest news, videos, forms, and updates for Creating Carryback Financing.
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Buyer purchasing power goes negative, reigning in home sales volume and prices; Monthly Statistical Update (November 2021)
Home sales volume jumped — past to present; Pandemic-primed home prices now ripe to pop; Buyer purchasing power turns against home sales
Mortgage Concepts: Are they a customer under Regulation P?
Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses Regulation P, which governs privacy rules of a consumer’s financial information. For course credit toward renewing your NMLS license, visit firsttuesday.us.
Property taxes leap in 2020-2021
The past year’s homebuyers are shouldering a significant chunk of their communities’ property taxes.
Mortgage Concepts: Is it a Section 32 loan?
Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses Section 32 loan features, coverage tests and disclosures. For course credit toward renewing...
The future of cryptocurrency in real estate transactions
The role of cryptocurrency in California real estate.
Press Release: Q3 2021 Buyer Purchasing Power Index hits zero as interest rates rebound from bottom
While not yet negative, Q3 2021’s neutral BPPI figure reflects a worsening situation for homebuyers reliant on mortgage financing.
Asset prices are untethered from incomes; Monthly Statistical Update (October 2021)
1.3 million more jobs needed in California; Stocks soar to new heights; Stocks or real estate in 2022?
Interest rates set to rise; Monthly Statistical Update (September 2021)
30-year FRM rates have a story to tell; ARMs poised to shift lender risks to homebuyers; The 10-year Treasuries and FRM rate spread suggests rates will rise