Little interest rate changes make a big difference in how much a homebuyer can pay.
Buyer purchasing power determines home prices — always
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Creating Carryback Financing
Secure the most efficient structuring for a seller’s extension of credit to a real estate buyer, every time. Stay current on the latest news, videos, forms, and updates for Creating Carryback Financing.
Recent updates to the course e-book
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Newly published related content
Letter to the editor: How do I tell the difference between a business and consumer mortgage?
Knowing the difference between the two will help MLBs identify more streams of income during the recession.
The boundless influence of Federal Reserve policies
Learn how the Federal Reserve influences interest rates – and California real estate transactions.
Legislative steps toward more affordable housing
California’s legislature is addressing the affordable housing shortage with these recent laws.
FHA raises the mortgage limit ceiling for 2023
The FHA has increased the mortgage limits for California homebuyers in 2023.
A balance sheet real(i)ty check
Learn how to use a balance sheet for a discussion with your homeowner clients about their assets and debts.
Press Release: Buyer Purchasing Power Index ends 2022 31% below a year earlier
California homebuyers are able to borrow 31% less than a year earlier due to higher interest rates alone.
Mortgage delinquencies edge higher going into 2023
Making payments on an underwater mortgage in a declining market can feel a bit like pushing a boulder up a mountain.
The recession is imminent — for real estate, more of 2022; Monthly Statistical Update (January 2023)
Real estate’s preview of what’s to come; Inventories rise as buyer demand dives; Jobs lost in the 2020 recession are fully recovered