With falling home prices and rates continuing to rise, today’s ARM buyers are purchasing a ticking time bomb.
Learn the core concepts of consumer and business mortgage lending and brokering.
Stay current on the latest news, videos, forms, and updates for California Mortgage Lending.
With falling home prices and rates continuing to rise, today’s ARM buyers are purchasing a ticking time bomb.
Today’s weak yield spread reflects 2023’s poor economic outlook; Investors abandon risk in favor of safe havens; Property prices have a long way to fall in 2023-2025
Learn how the HBOR guarantees homeowners a meaningful opportunity to keep their homes.
See how far prices have deviated from their historical norm — the value level to which prices will inevitably return in the years ahead.
The October 2022 DFPI Bulletin focuses on consumer protection, enforcement actions and escrow reports.
Discriminatory practices in appraisals have led to refinancing inequality.
Prepare for the return of mortgage assumptions with our refresher on usury limits in carryback sales.
Where to park your cash? It depends on how long you’re going to park it for – and what types of risks you’re willing to take.
Home sales volume deflates on buyer exhaustion; The cyclical home price decay has begun; Mortgage rates resume their upward march