Author: Jeffery Marino
The FHA — a flipper’s best friend
Flippers rejoice! The Federal Housing Administration (FHA) will continue supporting your churn-and-burn efforts through 2012. Prior to February 2010, the FHA effectively suppressed damaging speculator influence on prices in the...
Read MoreThe generations have spoken, who will listen?
For Generation Y (Gen Y), the sons and daughters of the Boomers, conceptions of the home are changing. According to survey data recently presented at the National Association of Homebuilders conference, the progeny of the Baby...
Read MoreThe Fed flexes its ARM muscles
The Federal Reserve Bank (the Fed) is sticking to its word to enforce consumer protection requirements now that the Dodd-Frank amendments to the Truth in Lending Act (TILA) have gone in to effect. As of January 30, 2011, TILA...
Read MoreA lender’s oral promise to negotiate a loan modification with a homeowner is enforceable
A homeowner obtained an adjustable rate mortgage (ARM) from a lender and was unable to make the monthly payments after the loan was reset to fully amortize. The homeowner defaulted and the lender initiated foreclosure...
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