Author: Carrie B. Reyes

Mortgage concepts: MLO telemarketing, deception and FTC regs

Posted by Carrie B. Reyes | Jul 5, 2023 | Feature Articles, Finance, Loan Products, Real Estate, Video |

This video discusses the rules governing telemarketing campaigns conducted by mortgage loan originators (MLOs).

Energy efficient tax credits for housing

Posted by Carrie B. Reyes | Jul 3, 2023 | Real Estate, Tax |

Uncle Sam is ready to give homeowners a discount on their income taxes for making specific types of energy efficient improvements.

Press Release: Despite steady gains, Q2 2023 Buyer Purchasing Power Index still negative

Posted by Carrie B. Reyes | Jul 2, 2023 | Economics, Interest Rates, Real Estate, Recessions |

The typical mortgaged homebuyer is able to borrow 11% less purchase-assist mortgage money than a year ago due to higher interest rates alone.

California home sales volume: A weak seasonal bump for May 2023

Posted by Carrie B. Reyes | Jun 28, 2023 | Home Sales, Real Estate, Recessions |

California home sales volume in May 2023 was up 22% from the prior month – but down 22% from a year earlier.

Mortgage Concepts: Section 35 disclosures for higher-priced consumer mortgages

Posted by Carrie B. Reyes | Jun 28, 2023 | Feature Articles, Finance, Loan Products, Mortgages, Real Estate, Your Practice |

Mortgage Concepts is a recurring video series covering best practices and compliance education...

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