These are the FHA Loan Limits, effective January 1, 2009. The FHA loan limits were temporarily raised from July to December of 2008 in response to the Housing and Economic Recovery Act of 2008, but have since been lowered.
| County Name | Single Family | Duplex | Tri-plex | Four-plex |
| ALAMEDA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| OAKLAND-FREMONT-HAYWARD, CA METROPOLITAN DIVISION | ||||
| ALPINE | $463,450 | $593,300 | $717,150 | $891,250 |
| NON-METRO | ||||
| AMADOR | $332,350 | $425,450 | $514,300 | $639,150 |
| NON-METRO | ||||
| BUTTE | $293,250 | $375,400 | $453,750 | $563,950 |
| CHICO, CA (MSA) | ||||
| CALAVERAS | $373,750 | $478,450 | $578,350 | $718,750 |
| NON-METRO | ||||
| COLUSA | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| CONTRA COSTA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| OAKLAND-FREMONT-HAYWARD, CA METROPOLITAN DIVISION | ||||
| DEL NORTE | $271,050 | $347,000 | $419,425 | $521,250 |
| CRESCENT CITY, CA (MICRO) | ||||
| EL DORADO | $474,950 | $608,000 | $734,950 | $913,350 |
| SACRAMENTO–ARDEN-ARCADE–ROSEVILLE, CA (MSA) | ||||
| FRESNO | $281,750 | $360,700 | $436,000 | $541,800 |
| FRESNO, CA (MSA) | ||||
| GLENN | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| HUMBOLDT | $327,750 | $419,550 | $507,150 | $630,300 |
| EUREKA-ARCATA-FORTUNA, CA (MICRO) | ||||
| IMPERIAL | $271,050 | $347,000 | $419,425 | $521,250 |
| EL CENTRO, CA (MSA) | ||||
| INYO | $369,150 | $472,550 | $571,250 | $709,900 |
| BISHOP, CA (MICRO) | ||||
| KERN | $271,050 | $347,000 | $419,425 | $521,250 |
| BAKERSFIELD, CA (MSA) | ||||
| KINGS | $271,050 | $347,000 | $419,425 | $521,250 |
| HANFORD-CORCORAN, CA (MSA) | ||||
| LAKE | $271,050 | $347,000 | $419,425 | $521,250 |
| CLEARLAKE, CA (MICRO) | ||||
| LASSEN | $271,050 | $347,000 | $419,425 | $521,250 |
| SUSANVILLE, CA (MICRO) | ||||
| LOS ANGELES | $625,500 | $800,775 | $967,950 | $1,202,925 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA METROPOLITAN D | ||||
| MADERA | $271,050 | $347,000 | $419,425 | $521,250 |
| MADERA, CA (MSA) | ||||
| MARIN | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA METROPOLI | ||||
| MARIPOSA | $322,000 | $412,200 | $498,250 | $619,250 |
| NON-METRO | ||||
| MENDOCINO | $373,750 | $478,450 | $578,350 | $718,750 |
| UKIAH, CA (MICRO) | ||||
| MERCED | $271,050 | $347,000 | $419,425 | $521,250 |
| MERCED, CA (MSA) | ||||
| MODOC | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| MONO | $529,000 | $677,200 | $818,600 | $1,017,300 |
| NON-METRO | ||||
| MONTEREY | $483,000 | $618,300 | $747,400 | $928,850 |
| SALINAS, CA (MSA) | ||||
| NAPA | $592,250 | $758,200 | $916,450 | $1,138,950 |
| NAPA, CA (MSA) | ||||
| NEVADA | $477,250 | $610,950 | $738,500 | $917,800 |
| TRUCKEE-GRASS VALLEY, CA (MICRO) | ||||
| ORANGE | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SANTA ANA-ANAHEIM-IRVINE, CA METROPOLITAN DIVISION | ||||
| PLACER | $474,950 | $608,000 | $734,950 | $913,350 |
| SACRAMENTO–ARDEN-ARCADE–ROSEVILLE, CA (MSA) | ||||
| PLUMAS | $336,950 | $431,350 | $521,400 | $648,000 |
| NON-METRO | ||||
| RIVERSIDE | $355,350 | $454,900 | $549,850 | $683,350 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (MSA) | ||||
| SACRAMENTO | $474,950 | $608,000 | $734,950 | $913,350 |
| SACRAMENTO–ARDEN-ARCADE–ROSEVILLE, CA (MSA) | ||||
| SAN BENITO | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (MSA) | ||||
| SAN BERNARDINO | $355,350 | $454,900 | $549,850 | $683,350 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (MSA) | ||||
| SAN DIEGO | $546,250 | $699,300 | $845,300 | $1,050,500 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA (MSA) | ||||
| SAN FRANCISCO | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA METROPOLI | ||||
| SAN JOAQUIN | $304,750 | $390,100 | $471,550 | $586,050 |
| STOCKTON, CA (MSA) | ||||
| SAN LUIS OBISPO | $561,200 | $718,450 | $868,400 | $1,079,250 |
| SAN LUIS OBISPO-PASO ROBLES, CA (MSA) | ||||
| SAN MATEO | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA METROPOLI | ||||
| SANTA BARBARA | $603,750 | $772,900 | $934,250 | $1,161,050 |
| SANTA BARBARA-SANTA MARIA, CA (MSA) | ||||
| SANTA CLARA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (MSA) | ||||
| SANTA CRUZ | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SANTA CRUZ-WATSONVILLE, CA (MSA) | ||||
| SHASTA | $273,700 | $350,350 | $423,500 | $526,350 |
| REDDING, CA (MSA) | ||||
| SIERRA | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| SISKIYOU | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| SOLANO | $400,200 | $512,300 | $619,300 | $769,600 |
| VALLEJO-FAIRFIELD, CA (MSA) | ||||
| SONOMA | $520,950 | $666,900 | $806,150 | $1,001,850 |
| SANTA ROSA-PETALUMA, CA (MSA) | ||||
| STANISLAUS | $276,000 | $353,300 | $427,100 | $530,750 |
| MODESTO, CA (MSA) | ||||
| SUTTER | $271,050 | $347,000 | $419,425 | $521,250 |
| YUBA CITY, CA (MSA) | ||||
| TEHAMA | $271,050 | $347,000 | $419,425 | $521,250 |
| RED BLUFF, CA (MICRO) | ||||
| TRINITY | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| TULARE | $271,050 | $347,000 | $419,425 | $521,250 |
| VISALIA-PORTERVILLE, CA (MSA) | ||||
| TUOLUMNE | $331,200 | $424,000 | $512,500 | $636,900 |
| PHOENIX LAKE-CEDAR RIDGE, CA (MICRO) | ||||
| VENTURA | $598,000 | $765,550 | $925,350 | $1,150,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA (MSA) | ||||
| YOLO | $474,950 | $608,000 | $734,950 | $913,350 |
| SACRAMENTO–ARDEN-ARCADE–ROSEVILLE, CA (MSA) | ||||
| YUBA | $271,050 | $347,000 | $419,425 | $521,250 |
| YUBA CITY, CA (MSA) | ||||
