qualified mortgage (QM) | firsttuesday Journal

CFPB sets crosshairs on DTI requirements for new QM criteria

by Carrie B. Reyes | Nov 16, 2020 | Finance, Real Estate | 0

The Consumer Financial Protection Bureau (CFPB) is shaking up the mortgage market with its new proposal for qualified mortgage (QM) criteria.

More subprime mortgages issued in 2019

by Carrie B. Reyes | Jan 7, 2020 | Finance | 0

When subprime mortgages are originated in large numbers, they can be a danger to the housing market.

With the GSE Patch expiring in 2021, what will happen to the qualified mortgage rule?

by Carrie B. Reyes | Sep 4, 2019 | Finance | 0

The CFPB’s plans to let the GSE Patch expire, though they are considering a temporary extension.

QRM rules finalized — and little has changed

by Carrie B. Reyes | Oct 28, 2014 | Finance, Real Estate | 1

Not including a down payment requirement is a big miss for the QRM.

Prepayment penalty provisions

by ft Editorial Staff | Oct 28, 2014 | Feature Articles, Finance, Laws and Regulations, Real Estate | 0

Where and when prepayment penalties are permitted in the post-Dodd-Frank era.

5 mortgage market insights

by Jeffery Marino | May 5, 2014 | Feature Articles, Real Estate | 0

We serve up 5 mortgage market must-knows.

A progressive minimum wage for a progressive housing market

by Jeffery Marino | Apr 28, 2014 | Real Estate | 2

Are minimum wage workers destined to be renters? Will raising the minimum wage and tying it to inflation have any effect on the California real estate market?

Financial literacy counts

by Jeffery Marino | Apr 14, 2014 | Real Estate | 0

Will widespread ignorance of personal finance mean the end of our real estate markets as we know them?

Subprime mortgages making a come back

by Carrie B. Reyes | Mar 18, 2014 | Loan Products, Real Estate | 0

Just because subprime mortgages are back doesn’t make them a good idea.

QM presents new challenges for the self-employed

by Jeffery Marino | Feb 2, 2014 | Real Estate | 1

Real estate agents are one of the biggest groups comprising the self-employed. How will they fare under the new ability-to-repay and qualified mortgage rules?

A glance back and a glimpse of the future: first tuesday’s 2013 year in review

by Jeffery Marino | Dec 29, 2013 | Feature Articles, Real Estate | 1

For our 2013 year in review, we look back over a year rife with risky speculation, serious price inflation, discontent with the trade unions and some robust of regulation.