CFPB sets crosshairs on DTI requirements for new QM criteria
The Consumer Financial Protection Bureau (CFPB) is shaking up the mortgage market with its new proposal for qualified mortgage (QM) criteria.
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Tag: qualified mortgage (QM)
More subprime mortgages issued in 2019
When subprime mortgages are originated in large numbers, they can be a danger to the housing market.
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With the GSE Patch expiring in 2021, what will happen to the qualified mortgage rule?
The CFPB’s plans to let the GSE Patch expire, though they are considering a temporary extension.
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QRM rules finalized — and little has changed
Not including a down payment requirement is a big miss for the QRM.
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Prepayment penalty provisions
Where and when prepayment penalties are permitted in the post-Dodd-Frank era.
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5 mortgage market insights
We serve up 5 mortgage market must-knows.
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A progressive minimum wage for a progressive housing market
Are minimum wage workers destined to be renters? Will raising the minimum wage and tying it to inflation have any effect on the California real estate market?
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Financial literacy counts
Will widespread ignorance of personal finance mean the end of our real estate markets as we know them?
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Subprime mortgages making a come back
Just because subprime mortgages are back doesn’t make them a good idea.
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QM presents new challenges for the self-employed
Real estate agents are one of the biggest groups comprising the self-employed. How will they fare under the new ability-to-repay and qualified mortgage rules?
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A glance back and a glimpse of the future: first tuesday’s 2013 year in review
For our 2013 year in review, we look back over a year rife with risky speculation, serious price inflation, discontent with the trade unions and some robust of regulation.
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