CFPB sets crosshairs on DTI requirements for new QM criteria
The Consumer Financial Protection Bureau (CFPB) is shaking up the mortgage market with its new proposal for qualified mortgage (QM) criteria.
Read Moreby Carrie B. Reyes | Nov 16, 2020 | Finance, Real Estate | 0
The Consumer Financial Protection Bureau (CFPB) is shaking up the mortgage market with its new proposal for qualified mortgage (QM) criteria.
Read Moreby ft Editorial Staff | Jul 7, 2020 | Feature Articles, Real Estate, Video | 0
Analyzing a borrower’s ability to pay by considering their willingness and capacity
Read Moreby Carrie B. Reyes | Sep 4, 2019 | Finance | 0
The CFPB’s plans to let the GSE Patch expire, though they are considering a temporary extension.
Read Moreby ft Editorial Staff | Sep 19, 2017 | Loan Products | 0
Changes are ahead for California’s Property Assessed Clean Energy (PACE) program.
Read Moreby ft Editorial Staff | Aug 20, 2014 | Feature Articles, Finance, Real Estate | 0
This article discusses the use of special note provisions to protect the mortgage holder while providing flexible repayment options to the borrower.
Read Moreby Jeffery Marino | May 5, 2014 | Feature Articles, Real Estate | 0
We serve up 5 mortgage market must-knows.
Read Moreby Jeffery Marino | Apr 28, 2014 | Real Estate | 2
Are minimum wage workers destined to be renters? Will raising the minimum wage and tying it to inflation have any effect on the California real estate market?
Read Moreby Jeffery Marino | Apr 14, 2014 | Real Estate | 0
Will widespread ignorance of personal finance mean the end of our real estate markets as we know them?
Read Moreby Jeffery Marino | Apr 1, 2014 | Finance, Loan Products, Real Estate | 0
The Johnson-Crapo bill to wind down Fannie Mae and Freddie Mac is big news. But it may be much ado about nothing.
Read Moreby Carrie B. Reyes | Mar 18, 2014 | Loan Products, Real Estate | 0
Just because subprime mortgages are back doesn’t make them a good idea.
Read Moreby Jeffery Marino | Feb 2, 2014 | Real Estate | 1
Real estate agents are one of the biggest groups comprising the self-employed. How will they fare under the new ability-to-repay and qualified mortgage rules?
Read Moreby Jeffery Marino | Dec 29, 2013 | Feature Articles, Real Estate | 1
For our 2013 year in review, we look back over a year rife with risky speculation, serious price inflation, discontent with the trade unions and some robust of regulation.
Read Moreby Giang Hoang-Burdette | Sep 9, 2013 | Feature Articles, Finance, Loan Products, Real Estate | 0
Ability-to-repay, qualified mortgage, qualified residential mortgage: are you lost yet? Read this article to get through the maze of new and proposed rules affecting residential mortgage lending.
Read MoreCheck out our previous poll here.