CFPB sets crosshairs on DTI requirements for new QM criteria
The Consumer Financial Protection Bureau (CFPB) is shaking up the mortgage market with its new proposal for qualified mortgage (QM) criteria.
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Tag: ability-to-repay
The Borrower’s Debt-to-Income Ratio and Ability to Repay
Analyzing a borrower’s ability to pay by considering their willingness and capacity
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With the GSE Patch expiring in 2021, what will happen to the qualified mortgage rule?
The CFPB’s plans to let the GSE Patch expire, though they are considering a temporary extension.
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