Home Mortgage Disclosure Act (HMDA)

Mortgage concepts: HMDA purpose and coverage

by Carrie B. Reyes | May 26, 2023 | Feature Articles, Finance | 0

HMDA requires consumer mortgage lenders to gather and report data on consumer mortgage purchases, applications and originations as regulated.

Office Hours with Professor Bill: Episode 9

by ft Editorial Staff | Jun 21, 2021 | Real Estate, Video | 0

Office Hours with Professor Bill is a multimedia learning experience covering fundamental...

California’s annual mortgage report card is out

by Carrie B. Reyes | Oct 9, 2019 | Finance, Loan Products | 0

Some noteworthy mortgage data is now available from the Home Mortgage Disclosure Act (HMDA).

URLA redesign delayed indefinitely

by Benjamin J. Smith | Sep 2, 2019 | Real Estate | 0

In a last-minute move, the FHFA has postponed the optional use period for the updated Uniform Residential Loan Application (URLA) pending further changes to the form.

Lenders will be required to provide more information on applicants’ race

by Carrie B. Reyes | Mar 21, 2017 | Finance, Your Practice | 0

While lenders may not use the new URLA until 2018, mortgage lenders may begin using the demographic supplement January 1, 2017.