California Residential Mortgage Loan Act (CRMLA)

As consumer mortgage complaints jump — originations plummet

by Carrie B. Reyes | Sep 13, 2023 | Economics, Finance, Mortgages, Real Estate, Recessions | 1

In 2022, the number of consumer mortgage loans originated by DFPI licensees was down a shocking 70% from the prior year.

Mortgage Concepts: The California Residential Mortgage Lending Act (CRMLA) Part 2

by Carrie B. Reyes | Jul 18, 2023 | Feature Articles, Finance, Mortgages, Real Estate, Video, Your Practice | 0

Part 2 of this video reviews CFL and MLO licensing by the DFPI, consumer mortgage originating, and reporting under the CRMLA.

Mortgage Concepts: The California Residential Mortgage Lending Act (CRMLA) Part 1

by Carrie B. Reyes | Jul 18, 2023 | Feature Articles, Finance, Real Estate, Video, Your Practice | 0

This video reviews CFL and MLO licensing by the DFPI, consumer mortgage originating, and reporting under the CRMLA.

Mortgage concepts: HMDA purpose and coverage

by Carrie B. Reyes | May 26, 2023 | Feature Articles, Finance | 0

HMDA requires consumer mortgage lenders to gather and report data on consumer mortgage purchases, applications and originations as regulated.

DFPI Bulletin Digest: August 2022

by Bethany Correia | Aug 22, 2022 | Mortgages, Real Estate, Your Practice | 0

The August 2022 DFPI Bulletin focuses on a crypto-asset survey and consumer alert, and AARP’s Scam Chat, among other topics.

MLO Mentor: CRMLA Annual Reports

by ft Editorial Staff | May 9, 2022 | Feature Articles, Fundamentals, Mortgages, Real Estate, Your Practice | 0

This article details MLO reporting under the California Residential Mortgage Loan Act (CRMLA).

MLO Mentor: California Residential Mortgage Loan Act, Part II

by ft Editorial Staff | Apr 27, 2022 | Feature Articles, Licensing and Education, Mortgages, Real Estate, Your Practice | 0

This article continues our discussion in Part I of MLO licensing, origination and reporting under the California Residential Mortgage Loan Act (CRMLA).

MLO Mentor: The California Residential Mortgage Loan Act

by ft Editorial Staff | Apr 22, 2022 | Feature Articles, Mortgages, Real Estate, Your Practice | 0

This article will review MLO licensing, origination, and reporting under the California Residential Mortgage Lending Act (CRMLA).

Mortgage Concepts: California MLO Licensing Laws

by ft Editorial Staff | Jan 28, 2022 | Feature Articles, Mortgages, Real Estate, Video | 0

This video discusses the licensing laws MLOs must abide by in California.

DFPI Bulletin Digest: August 2021

by Bethany Correia | Aug 16, 2021 | Feature Articles, Mortgages, Real Estate | 0

The August 2021 DFPI Bulletin focuses on the 2020 Report on the California Residential Loan Mortgage Act and the first Debt Collector Advisory Committee meeting, among other topics.