This video reviews CFL and MLO licensing by the DFPI, consumer mortgage originating, and reporting under the CRMLA.
Mortgage Concepts: The California Residential Mortgage Lending Act (CRMLA) Part 1
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Real Estate Matters
Keep abreast of the real estate industry in California with this expansive buffet of topics. This volume simplifies complex concepts to quickly update agents and brokers.
Stay current on the latest news, videos, forms, and updates for Real Estate Matters.
Latest Articles
Mortgage Concepts: Advertising – a complete representation of the mortgage terms mentioned
While no guidelines exist for an “ideal” mortgage ad, there are standards an MLO needs to follow.
Economic considerations in an evaluation: Part 2
This article discusses different valuation methods for preparing a broker price opinion (BPO).
Economic considerations in an evaluation: Part 1
Learn how local economic conditions influence a broker’s price opinion – and how to use different valuation methods.
Hitting 2023 mortgage rate obstacles, construction starts return to pandemic lows; Monthly Statistical Updated (July 2023)
https://vimeo.com/841369234 The Monthly Statistical Update (MSU) keeps agents and brokers current on the market trends affecting California real estate transactions. This month, we’re covering: adjustable rate mortgages (ARMs), which continue to eclipse FRM rates,...
DRE Hot Seat: Property manager conceals records from owner
This article is part of an ongoing series covering violations of real estate law. Here, a broker acting as a property manager surrendered his license in connection with a disciplinary action taken by the Department of Real Estate (DRE) for concealing property management books and records from a client they represented.
Mortgage Concepts: Section 35 disclosures for higher-priced consumer mortgages
Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses the disclosures requirements for higher-priced consumer mortgage loans. For course credit toward renewing...
A trust deed investment for groups
Learn about the documentation necessary for a syndicator to publicly solicit investors to fund the purchase or origination of a trust deed note and the securities risk involved when fractionalizing a trust deed investment.
Form-of-the-Week: Solar shade control notice and notice of intent to alter shared boundary fence — Forms 322 and 323
A property owner uses RPI Forms 322 and 323 when notifying a neighbor about a solar installation or intent to alter a shared boundary fence.
Errata & Updates
- Page 174: The first paragraph has been amended to read: If the deferred rent is not
paid as scheduled, the nonresidential landlord may file a UD action to evict the
tenant without serving another three-day notice.
06/25: The 2025 rules for buyer representation and fee-splitting avoidance are currently being edited into this e-book.