The decline in American homeownership rates is most severe among black Americans — how did we get here, and what can be done to solve the problem?
The gap between white and black homeownership rates is growing
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Due Diligence and Disclosures
Get the most for your clients and protect your hard-earned fee by reviewing the forms you’ll encounter in brokerage services. Stay current on the latest news, videos, forms, and updates for Due Diligence and Disclosures.
Recent updates to the course e-book
Chapter 2: The MLS environment. The updated statutory Agency Law Disclosure
and confirmation provision went into effect the beginning of 2019. Both the
content of the form and when it is to be used have been modified. For a
thorough analysis of the new disclosure and confirmation practices, see the
January 2019 article, What you need to know about the refreshed – and mostly
improved – Agency Law Disclosure.
Chapter 32: The breaching buyer’s responsibilities. The first subhead on page
350 should read “Interest depends on property use.”
06/25: The 2025 rules for buyer representation and fee-splitting avoidance are currently being edited into this e-book.
Newly published related content
Is it a violation of appraiser independence?
This video reviews the rules governing appraiser independence under the Truth-in-Lending Act, including prohibitions of conflicts of interest and deliberately inaccurate evaluations.
Employer responsibilities to correct harassment in the workplace expanded
Employers were previously responsible for not responding to sexual harassment in the workplace – now, they are responsible for all types of harassment.
2019 PACE changes attempt to salvage troubled energy program
Recent legislation attempts to do damage control and salvage the residential energy program, but will the changes be enough?
Letter to the editor: Occupancy limitations for rental properties
We explain the rules landlords need to follow when deciding the number of occupants in their rental properties.
Letter to the editor: What happens to real estate when the owners divorce?
We answer your questions about dividing up real property in a divorce.
Property tax refunds may now be initiated by the county
An individual’s rights to a property tax refund have expanded in 2019.
California DRE now prohibited from requiring information on licensees’ citizenship, immigration status
This change will give the DRE oversight over more Californians acting as agents.
Does a lender who discusses foreclosure alternatives with a defaulting homeowner need to initiate the discussion to comply with the Homeowners’ Bill of Rights?
Schmidt v. Citibank, N.A. Facts: A homeowner obtains a mortgage from a lender then goes into default. The lender contacts the homeowner by mail and telephone numerous times, and they discuss the homeowner’s financial situation and options to avoid foreclosure, as...