High land prices to blame for California’s extreme home values Eight out of ten of the top U.S. metros where land costs make up the highest share of total home values are here in California.
Lower LTVs required for FHA, VA cash-out refinances Cash-out refinances on FHA mortgages will need a minimum of 20% equity.
The votes are in: Showings are often influenced by fee split Readers chime in on whether the fee split they receive influences whether they show a property to their client.
Legislative Gossip Update, August 2019 A proposal to curb no-cause lease terminations, a disaster relief bill and more.
SF cuts fees to spur affordable housing production A new bill waives $2 million in fees to kickstart construction.
Recent Case Decision: Shoen v. Zacarias May a property owner who uses neighboring property with the consent of their neighbor retain use of the area after the neighbor’s property is sold?
Using the yield spread to forecast recessions and recoveries The yield spread went negative in mid-2019, averaging -0.04 points in July.
ARM rates on the rise The average adjustable rate mortgage rate on a 5/1 ARM averaged 3.99% in July 2019.
Current market rates The average 30-year fixed rate mortgage rate remained level at 3.81% in the week ending August 9, 2019.
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