Advance Fees are Trust Funds
The proper handling of broker fees deposited with the broker before they are earned
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Category: Video
Advance Costs are Trust Funds
The proper handling of costs advanced by a seller to a broker to market their property and acquire property reports
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A Broker’s Use of Supervisors
A broker’s delegation of oversight and management duties to an office manager
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The Borrower and Mortgage Broker Relationship
The disclosure of essential mortgage terms to a borrower by the broker soliciting or arranging a mortgage
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Opinions of the Buyer’s Broker and Agent
A buyer’s agent’s higher level of reliability when expressing an opinion to their buyer
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Mortgage Concepts: What are the elements of nontraditional mortgage risk?
This Mortgage Concepts video reviews the risks identified in the Guidance on Nontraditional Mortgage Product Risks.
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Disclosure of Fire Risks
How to disclose the existence of a fire hazard due to the geographic location of a property.
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first tuesday Halloween Special Prior Occupant’s Affliction and Death, Part II
Part II of this video series concludes the discussion of the duties of a buyer’s agent and seller’s agent to disclose a prior occupant’s death.
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first tuesday Halloween Special: Prior Occupant’s Affliction and Death, Part I
When to disclose a prior occupant’s affliction or death, Part I
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When an Opinion Becomes a Guarantee
Honestly held opinions about an uncertain future event which do not impose liability, versus assurances worded as a guarantee
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Estimates as Projections or Forecasts
Estimates about an income property’s future performance as either a projection or a forecast
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Is it a Section 32 loan?
The Home Ownership and Equity Protection Act (HOEPA) protects consumers against potential abuses in connection with high-cost home loans.
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MLS Access for Non-CAR Members
How to access the multiple listing service (MLS) as an independent broker or agent
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Referral Fees Between Brokerages
Compensation for a referral by or between brokers permitted under the Real Estate Settlement Procedures Act (RESPA)
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RESPA Controls Indirect Kickbacks
Prohibited indirect kickbacks provided by third-party service providers in exchange for referrals from brokers or agents
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Kickbacks as a RESPA Violation
Real Estate Settlement Procedures Act (RESPA) penalties for improper kickbacks
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The RPI Purchase Agreement – Better Protection of Your Fee
A seller’s agent’s fiduciary duty to present all legitimate offers received
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Analyzing the Purchase Agreement
Universal characteristics of the purchase agreement; Identification; Price and terms; Acceptance and performance; Property conditions; Closing conditions; Brokerage fee; Signatures and agency confirmation
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The Purchase Agreement in Practice
A buyer’s use of the purchase agreement to prepare and submit a written offer to purchase property
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California Real Estate Forms and the Freedom of Choice
A broker’s freedom to use any real estate form they choose
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