Current market rates
Where are mortgage rates now? Check out our weekly interest rate update to track the latest market rates.
Read More
Category: Finance and Mortgages
May a lender refuse to accept a homeowner’s post-petition mortgage reinstatement and foreclose?
Earline Williams v. 21st Mortgage Corporation
Read More
Forbearance requests rise while access to mortgage credit falls
The MBA’s Mortgage Credit Availability Index has fallen sharply, now 32% below the November 2019 peak.
Read More
S&P 500: Stock pricing vs. earnings (P/E ratio)
An update on stock pricing and earnings.
Read More
ARM rates remain low, but not low enough
The average ARM rate has fallen back in 2020.
Read More
The Fed’s purchase of mortgage-backed securities has a big downside for lenders
This spring’s high level of margin calls on top of rapidly rising forbearance rates have put the mortgage industry in a dangerous position.
Read More
Forbearance requests increase 100-fold in just seven weeks
Nationally, 7% of mortgages were in forbearance in mid-April.
Read More
Mortgage credit availability declines as recession certainty sets in
Lenders are walking a tightrope this spring.
Read More
Falling interest rates keep Buyer Purchasing Power Index positive in Q1 2020
California’s Buyer Purchasing Power Index (BPPI) was +8.9 in Q1 2020.
Read More
Treasury yields go negative: what it means for real estate
For the housing market, this domino effect of lower long-term yields translates to lower interest rates on FRM rates.
Read More
The source of home price movement: buyer purchasing power
Find out what today’s buyer purchasing power means for tomorrow’s home prices in California.
Read More
Are we heading toward a foreclosure crisis in 2020?
We are in the middle of a unique, global economic moment and the end result is still out of reach.
Read More
First-time homebuyers prefer lower interest rates to bigger tax breaks
Fortunately for real estate participants of all types, mortgage interest rates are at an all-time low in March 2020.
Read More
Refinances oppose interest rate movement
Lower interest rates means refinances are on the rise in 2020.
Read More
Suspended foreclosures, evictions due to COVID-19 impacts
This article covers the various efforts to keep Californians housed during this period of social distancing and economic uncertainty.
Read More
Coronavirus update: Cancelled real estate events, a halt to evictions and the DRE marches on
As the situation is evolving on a daily basis, read our latest update on how COVID-19 is impacting your real estate practice.
Read More
The votes are in: Clients don’t pull their credit report before mortgage pre-approval
According to a recent first tuesday poll, 67% of prospective homebuyers seeking to be pre-approved...
Read More
How the coronavirus is impacting California’s housing market
The coronavirus is making waves across the global economy in 2020.
Read More
DBO Bulletin Digest January 2020
The first DBO Bulletin Digest of 2020 gets right to business with a DBO overhaul and fintech initiatives.
Read More
Mortgage rates drive buyer purchasing power
How will home prices change over the next 20 years? The answer is in the Buyer Purchasing Power Index, which demonstrates how interest rate changes affect buyer funds, and in turn home pricing.
Read More
