Mortgage Concepts: Is my loan subject to RESPA?
This video discusses determining whether or not your loan is subject to the Real Estate Settlement Procedures Act (RESPA).
Read Moreby ft Editorial Staff | Jan 7, 2022 | Feature Articles, Mortgages, Real Estate, Video, Your Practice | 0
This video discusses determining whether or not your loan is subject to the Real Estate Settlement Procedures Act (RESPA).
Read Moreby ft Editorial Staff | Jun 24, 2021 | Feature Articles, Real Estate, Video | 0
Compensation for a referral by or between brokers permitted under the Real Estate Settlement Procedures Act (RESPA)
Read Moreby ft Editorial Staff | Jun 10, 2021 | Feature Articles, Real Estate, Video | 0
Real Estate Settlement Procedures Act (RESPA) penalties for improper kickbacks
Read Moreby ft Editorial Staff | Jul 7, 2020 | Brokerage Reminder, Fundamentals, Real Estate | 7
A bad habit to kick Although kickbacks — the practice of accepting referral fees from third-party...
Read Moreby ft Editorial Staff | Jul 30, 2019 | Real Estate, Video | 0
Acceptance of referral fess under the Real Estate Settlement Procedures Act (RESPA)
Read Moreby Amy Thomas | May 17, 2016 | Buyers and Sellers, Finance, Real Estate | 2
91% of homebuyers are satisfied with the new closing disclosures — although some lenders still struggle with incorporating them into their practice.
Read Moreby ft Editorial Staff | Dec 21, 2015 | Finance, Laws and Regulations, Reader Polls, Real Estate | 1
Have the new TILA-RESPA integrated disclosure (TRID) mortgage rules for purchase-assist financing...
Read Moreby Jeffery Marino | Aug 12, 2011 | Feature Articles, Fundamentals, Real Estate | 2
This article reports recent case law involving settlement service providers accused of violating RESPA laws that prohibit the unlawful practice of paying kickbacks to real estate brokers for client referrals.
Read Moreby ft Editorial Staff | May 16, 2011 | Real Estate | 2
Annual default premiums (MIPs) on 30-year Federal Housing Administration (FHA)-insured loans for homebuyers with less than 5% down payment rose to 1.1 or 1.15% of the home value from 0.85 or 0.9%, effective April 18, 2011. For a...
Read Moreby ft Editorial Staff | Mar 31, 2011 | Real Estate | 3
The more accurate Good Faith Estimate (GFE) released in January 2010 under the Real Estate Settlement and Procedures Act (RESPA) is still not accurate enough, according to the Center for Responsible Lending. Under RESPA...
Read Moreby Connor P. Wallmark | Jan 4, 2011 | Real Estate | 0
Double dipping: a second fee on a sale paid by the lender or loan broker.
Read Moreby ft Editorial Staff | Nov 22, 2010 | Finance, New Laws, Real Estate | 0
by ft Editorial Staff | Oct 20, 2010 | Feature Articles, Licensing and Education, Real Estate | 6
This article reviews the changes made to mortgage loan broker (MLB) compensation by the Dodd-Frank Wall Street Reform and Borrower Protection Act.
Read Moreby ft Editorial Staff | Aug 31, 2010 | Laws and Regulations, Real Estate, Recent Case Decisions | 3
A digest of recent court cases affecting real estate.
Read Moreby Bradley Markano | Jul 14, 2010 | Feature Articles, Real Estate | 13
This article examines the ongoing changes in reporting and endorsement requirements imposed on residential mortgage loan brokers and their agents under the recently passed Senate Bill 36.
Read Moreby Giang Hoang-Burdette | Apr 20, 2010 | Real Estate | 0
Additional fees charged by real estate agents separate from their basic contingency fee were the subject of a recent letter to industry lawyers from the federal Department of Housing and Urban Development (HUD). The HUD letter...
Read Moreby Connor P. Wallmark | Feb 1, 2010 | Finance, Real Estate | 1
Get your buyer the best financial advantage – Submit multiple loan applications and compare
Read Moreby ft Editorial Staff | Jan 26, 2010 | Licensing and Education, Real Estate | 2
Effective January 1, 2010, any Mortgage Loan Broker (MLB) who makes, arranges or services residential or commercial mortgage loan secured by real estate in California must report to the Department of Real Estate (DRE) prior to...
Read Moreby ft Editorial Staff | Jan 25, 2010 | Real Estate | 0
An updated version of the Real Estate Settlement Procedures Act (RESPA) Good Faith Estimate (GFE) and Settlement Statement (HUD-1) was released by the Department of Housing and Urban Development (HUD) for use in 2010. RESPA...
Read Moreby ft Editorial Staff | Jan 14, 2010 | Licensing and Education, Real Estate | 0
The Nationwide Mortgage Licensing System (NMLS) Consumer Access website will launch on January 25, 2010, giving borrowers access to their mortgage originators’ licensing and employment records. The fully-searchable list will be...
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