Federal guidance pushes MLOs to weigh applicant immigration status
Federal guidance now encourages MLOs to discriminate based on immigration status. How does that impact MLO practice in California?
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Tag: redlining
Black homeownership is growing slowly but surely
Black homeownership has historically been low for decades — but it’s snailing forward.
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Redlining practices cost LA-based lender $31 million in settlement
The largest redlining settlement in the Justice Department’s history involved a lender servicing Los Angeles who achieved disproportionately low numbers of mortgages from minority areas.
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It’s fair housing month — are landlords overcharging renters of color?
Happy fair housing month! Let’s take a deeper look at rent disparities for renters of color, and recognize implicit bias.
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Rent or food — you pick
In August 2021, the typical U.S. renter household spent 30.3% of its income on rent, just over the 30% threshold at which a household is considered rent burdened.
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New law requires implicit bias training for real estate professionals
Implicit bias training will be incorporated in both pre-licensing and continuing education courses beginning in 2023.
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Redlining: its history and lasting impacts
Redlining maps which color-coded and documented the creditworthiness of neighborhoods in the 1930s continue to negatively affect the lower-graded neighborhoods today.
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California crime-free housing policies disproportionately harm Black and Latinx renters
A Los Angeles Times report explores how crime-free housing policies not only hurt Black and Latinx renters, but the California real estate market as a whole.
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