personal savings rate | firsttuesday Journal

Millennials are better at saving than you think

by Carrie B. Reyes | Apr 2, 2018 | Economics | 0

How do Millennials’ saving habits affect their homebuying goals?

California’s high rents keep renters from saving

by ft Editorial Staff | Aug 6, 2015 | Economics | 0

The highest residential rents in the nation are found in California. This is bad news for renters,...

The votes are in: 20% down payments still a rare feat

by Matthew Taylor | Feb 3, 2015 | Finance, Reader Polls, Real Estate | 0

Most readers say fewer than a quarter of their buyers can put 20% down.

Mortgage rates and savings dim homeownership, Weekly Statistical Update 05/12/2014

by ft Editorial Staff | May 12, 2014 | Monthly Statistical Update, Real Estate | 0

Mortgage rate conditions remain stable, for now; Savings rate again on a downward trend; Homeownership rate loses stamina

Americans are too broke to buy

by Jeffery Marino | Apr 14, 2014 | Real Estate | 0

Most Americans haven’t saved for a rainy day, much less a downpayment.

Homeownership rate slips on low savings and weak sales volume, Weekly Statistical Update 11/18/2013

by ft Editorial Staff | Nov 18, 2013 | Monthly Statistical Update, Real Estate | 0

Homeownership rate slips on low savings and weak sales volume, Weekly Statistical Update 11/18/2013

The 20% solution: personal savings rates and homeownership

by Giang Hoang-Burdette | Aug 6, 2013 | Charts, Economics, Real Estate | 10

This article analyzes the current rate of personal savings against the backdrop of the increase in mortgage downpayment requirements, and its affect on the California real estate market.

Gen Y incomes, and the implication for home prices

by Carrie B. Reyes | Jul 22, 2013 | Economics, Feature Articles, Real Estate | 1

How will Gen Y’s future income expectations impact future home prices?

FHA reserves drop below zero: is a bailout on the horizon?

by Carrie B. Reyes | Dec 7, 2012 | Loan Products, Reader Polls, Real Estate | 2

The Federal Housing Administration (FHA) reports its reserve fund is at -1.44% (or negative $16.3 billion), down from…

Family savings rates don’t match beefed-up down payment requirements

by Sarah Cantino | Jul 5, 2012 | Economics, Market Watch, Real Estate | 0

U.S. family net worth dropped to 1990 rates in 2010, according to the Federal Reserve’s (the...

Qualified residential mortgages and the 20% down payment: no fear

by Sarah Cantino | May 18, 2012 | Real Estate, Tax | 2

As the Consumer Financial Protection Bureau’s (CFPB) summer 2012 deadline for formulating a...

Why shouldn’t we hate Wall Street?

by ft Editorial Staff | Feb 6, 2012 | Feature Articles, Finance, Market Watch, Real Estate | 0

This article disputes the claim that Wall Street is a vital component of a thriving economy and argues the current mortgage lending environment actually stifles the upward mobility of the middle class.