Letter to the editor: Occupancy limitations for rental properties
We explain the rules landlords need to follow when deciding the number of occupants in their rental properties.
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by ft Editorial Staff | Feb 26, 2019 | Laws and Regulations, Letters to the Editor, Property Management, Real Estate | 0
We explain the rules landlords need to follow when deciding the number of occupants in their rental properties.
Read Moreby ft Editorial Staff | Jan 26, 2018 | Real Estate, Video | 0
Covers: The Fair Housing Poster; Failure to follow HUD guidelines; Defense against a fair housing lawsuit.
Read Moreby Jeffery Marino | Aug 12, 2011 | Feature Articles, Fundamentals, Real Estate | 2
This article reports recent case law involving settlement service providers accused of violating RESPA laws that prohibit the unlawful practice of paying kickbacks to real estate brokers for client referrals.
Read Moreby ft Editorial Staff | Mar 21, 2011 | Real Estate | 5
‘Short-Refi Program’ application numbers are rising as lenders sign up to participate, the Federal Housing Administration (FHA) reported last week. The Department of Housing and Urban Development (HUD) received 387...
Read Moreby ft Editorial Staff | Nov 22, 2010 | Real Estate | 2
Lenders are hesitant to issue loan pre-approvals as a result of stricter Good Faith Estimate (GFE) regulations issued in January 2010 by the Department of Housing and Urban Development (HUD). A pre-approval provides lenders and...
Read Moreby ft Editorial Staff | Sep 22, 2010 | Real Estate | 0
During this period of prolonged artificially low interest rates, 80% of loan applications submitted nationwide are for a refinance. This financial adjustment may be a prudent decision for the well-informed homeowner who has an...
Read Moreby ft Editorial Staff | Sep 17, 2010 | Real Estate, Recent Case Decisions | 2
A digest of recent court cases affecting real estate.
Read Moreby ft Editorial Staff | Sep 7, 2010 | Real Estate | 0
Within three days after a homebuyer’s loan application is first submitted to a mortgage lender, the lender must prepare and hand the homebuyer an accurate Good Faith Estimate (GFE) of closing costs. The estimates are required by...
Read Moreby ft Editorial Staff | Jul 28, 2010 | Real Estate | 1
Effective immediately, the Federal Housing Administration (FHA) has implemented yet another program to market foreclosed homes, this one called the Neighborhood Stabilization Program (NSP). NSP will sell Department of Housing...
Read Moreby Bradley Markano | Jun 18, 2010 | Real Estate | 0
FHA Reform Act Passed On Thursday, June 10, the United States House of Representatives passed the Fair Housing Administration (FHA) Reform Act. Upon further(almost certain) approval by the Senate, the FHA will be permitted to...
Read Moreby Giang Hoang-Burdette | Apr 20, 2010 | Real Estate | 0
Additional fees charged by real estate agents separate from their basic contingency fee were the subject of a recent letter to industry lawyers from the federal Department of Housing and Urban Development (HUD). The HUD letter...
Read Moreby ft Editorial Staff | Feb 3, 2010 | Real Estate, Recent Case Decisions | 0
A digest of recent court cases affecting real estate.
Read Moreby Connor P. Wallmark | Feb 1, 2010 | Finance, Real Estate | 1
Get your buyer the best financial advantage – Submit multiple loan applications and compare
Read Moreby ft Editorial Staff | Jan 25, 2010 | Real Estate | 0
An updated version of the Real Estate Settlement Procedures Act (RESPA) Good Faith Estimate (GFE) and Settlement Statement (HUD-1) was released by the Department of Housing and Urban Development (HUD) for use in 2010. RESPA...
Read Moreby ft Editorial Staff | Dec 1, 2009 | Real Estate | 0
The Federal Housing Administration’s (FHA’s) insurance fund does not contain the minimum reserve mandated by Congress. The FHA, which now insures over 35% of California home loan originations, is desperate to find ways to pump...
Read Moreby Bradley Markano | Sep 16, 2009 | Real Estate | 0
The Federal Housing Administration (FHA), part of the Department of Housing and Urban Development (HUD), maintains reserves at a minimum of 2% on the total loans it insures. To bolster the housing market by replacing...
Read Moreby ft Editorial Staff | Jun 5, 2009 | Real Estate | 0
The federal district court ruling in Busby v. JRHBW Realty, Inc. (RealtySouth) held admin, processing, and ABC fees in violation of RESPA 8(b), i.e., HUD’s “no-new-service, no-second-fee” regulation. The ABC fee challenged in...
Read Moreby ft Editorial Staff | Jun 4, 2009 | Feature Articles, Finance, Real Estate | 1
This chapter analyzes redundant charges imposed on buyers and sellers for the basic services necessarily rendered by lenders, escrow companies and title insurance companies to earn the primary fee they charge. The hidden costs...
Read Moreby ft Editorial Staff | Jun 1, 2009 | Feature Articles, Finance, Loan Products, Real Estate | 0
With the growing popularity of Federal Housing Administration (FHA)-insured financing, this article timely presents the requirements of the single-family mortgage insurance program administered by the Department of Housing and Urban Development (HUD) and the FHA.
Read Moreby ft Editorial Staff | May 7, 2009 | Economics, Real Estate | 0
Local taxpayer money is about to be spent keeping the well-being (read: property values) of many California communities from falling prey to vacant, repossessed homes. Menlo Park is one such community considering doing something...
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