Federal Housing Finance Agency (FHFA)

Fannie Mae and Freddie Mac to launch remote desktop appraisals in 2022

by Amy Perry | Feb 28, 2022 | Appraisal, Fundamentals, Mortgages, Real Estate | 5

After a successful test run triggered by the pandemic, Fannie Mae and Freddie Mac will soon be permanently accepting remote desktop appraisals on eligible transactions.

The coming surge in mortgage modification defaults

by Benjamin J. Smith | Jul 19, 2021 | Mortgages, Real Estate | 0

This article forecasts a surge in mortgage modifications in the wake of the coming expiration of foreclosure moratoriums — which will in turn lead to a rise in re-defaulting borrowers.

Multi-family forbearance programs extended until September 2021

by Amy Perry | Jun 25, 2021 | Economics, Property Management, Real Estate, Recessions | 0

Multi-family property owners with mortgages backed by Fannie Mae and Freddie Mac may now extend their forbearance programs up to September 2021.

FHFA puts off credit score overhaul

by Carrie B. Reyes | Aug 6, 2018 | Finance | 0

The current credit score model is outdated and not changing anytime soon.

Redesigned Uniform Residential Loan Application (URLA) finalized

by Benjamin J. Smith | Jan 16, 2018 | Real Estate | 0

Proposed changes to the URLA have been finalized and published.

FHFA to increase mortgage limits

by ft Editorial Staff | Dec 15, 2016 | Finance, Real Estate | 0

Now that average home prices have risen, the FHFA is increasing maximum loan limits for 2017.

Needed changes to the Uniform Residential Loan Application (URLA) unveiled

by Carrie B. Reyes | Oct 31, 2016 | Finance | 0

Check out changes to the new URLA.

FHFA introduces overdue program for underwater homeowners

by Sarah Kolvas | Jul 18, 2016 | Finance, Real Estate | 0

See why the new principal reduction program is unlikely to help California homeowners.

FHFA Index shows California home price changes by region

by ft Editorial Staff | Dec 28, 2015 | Charts, Feature Articles, Home Sales | 0

California average home prices are currently 21% below their Millennium Boom peak, according to...

FHFA to relax standards

by Carrie B. Reyes | Oct 28, 2014 | Economics, Finance, Real Estate | 4

How do you get lenders to loan more money — without pushing the housing market towards a cliff?

PACE program for energy improvements gets a boost

by Carrie B. Reyes | Jun 6, 2014 | Loan Products, Real Estate | 0

Homeowners have a new way to qualify for financing covering energy-saving improvements.

New Fannie Mae/Freddie Mac mortgage rules to reduce buyer purchasing power

by Carrie B. Reyes | Jan 8, 2014 | Interest Rates, Real Estate | 0

New mortgage guarantee increases will cause mortgage rates to rise.

A glance back and a glimpse of the future: first tuesday’s 2013 year in review

by Jeffery Marino | Dec 29, 2013 | Feature Articles, Real Estate | 1

For our 2013 year in review, we look back over a year rife with risky speculation, serious price inflation, discontent with the trade unions and some robust of regulation.

“Help” is a relative term at the FHFA

by Jeffery Marino | Dec 27, 2013 | Real Estate | 1

The Federal Housing Finance Agency (FHFA) announced a most auspicious milestone: “more than 3 million homeowners helped by foreclosure prevention programs.” We don’t buy it.

Big changes for the secondary mortgage market

by Jeffery Marino | Dec 11, 2013 | Real Estate | 0

In the world of secondary mortgage market reform, we’ve got good news and bad news. Which would you like to hear first?

Fannie Mae and Freddie Mac are failures — now what?

by Jeffery Marino | Nov 21, 2013 | Finance, Real Estate | 1

We know that Fannie Mae and Freddie Mac are broken. But is there a viable plan for their restructuring? Who do we trust to reform the secondary mortgage market?

Automatic loan modifications begin. Will mods nibble at negative equity’s heel?

by Matthew Taylor | Jul 10, 2013 | Mortgages, Real Estate | 0

Yet another federal home-loan recovery program enters the stimulus mix.

Ding, dong DeMarco’s gone!

by Jeffery Marino | May 5, 2013 | Real Estate | 1

President Obama has nominated a new Director for the Federal Housing Finance Agency (FHFA).

Out with DeMarco, in with cramdowns

by ft Editorial Staff | Apr 5, 2013 | Real Estate | 7

Attorneys general from nine states — including California’s own Kamala Harris — have called for the replacement of the Federal Housing Finance Agency’s (FHFA’s) acting director, Edward DeMarco. The FHFA dictates the actions of Fannie Mae and Freddie Mac (Frannie).