Latinx homeownership still trails behind white homeownership
Racial wealth gaps severely impact California’s homeownership rate and as a result, agent’s businesses.
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Tag: CFPB
Government-backed mortgages take off among servicemembers
The number of VA-guaranteed mortgages spiked during the 2008 recession and have only grown in popularity.
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Homebuyers FAIL to shop lenders and lose big time
Today, five years later, half of all homebuyers still do not shop around before selecting their mortgage, as reported by the Consumer Financial Protection Board (CFPB) and the Federal Housing Finance Agency (FHFA).
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Consumer Financial Protection Bureau (CFPB) releases new toolkit for mortgage shopping
The Consumer Financial Protection Bureau (CFPB) has released a new toolkit that helps buyers navigate the process of selecting a suitable mortgage, closing a transaction and
owning and maintaining a home.
Mortgage loan brokers: What to know about “know before you owe”
We dissect the CFPB’s new forms and offer a solution to their shortcomings.
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Credit reporting agencies may be pursued for preventing consumers’ access to credit reports
Prosecutors may pursue credit reporting agencies if the agencies attempt to prevent landlords or tenants from providing consumers with copies of their credit reports.
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Good credit, bad credit and credit repair
In the wake of the financial crisis, hundreds of thousands of Californians saw their credit scores drop. Credit repair organizations began targeting these individuals with false promises of solvency.
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