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Your firsttuesday real estate news
Week of December 13, 2021

Mortgage Concepts: Is my mortgage advertisement Reg N Compliant?
Our latest video explainer details the rules for mortgage ads under Regulation N.

Mortgage delinquencies diving down in 2021
Expect mortgage delinquencies to taper off in the months ahead with the gradual return of jobs.

MLO Mentor: Red Flags Rule
This MLO Mentor guide helps you quickly identify suspicious financial activity as outlined by the Red Flags Rule.

California residential conversions limited by outdated zoning
New multi-family construction continues to stagnate due to outdated zoning laws.

Form-of-the-Week: Good Faith Estimates of Net Proceeds and Acquisition Costs
RPI Forms 310 and 311 clarify transaction costs for your clients.

Brokerage Reminder: Real estate sign placement matters
Real estate signs are your most recognizable marketing tool. Master the art (and rules) of signage.

Recent Case Decision: Gonzalez v. Mathis
May a contractor hold a property owner liable for injuries caused from a known hazard on the job?

California home sales volume lays low
44,400 new and resale home transactions closed escrow in California during October 2021.

Current market rates
The average 30-year fixed rate mortgage remained level at 3.10% in the week ending December 10, 2021.

Form udpates  RPI Form Updates

— Form 575-1: Three-Day Notice to Pay Rent or Quit, without rent-related fees

— Form 575-2: Three-Day Notice to Pay Rent with rent-related fees, for properties subject to just cause eviction requirements

— Form 575-3: Three-Day Notice to Pay Rent, for properties subject to just cause eviction requirements

— Form 575-4: Notice of COVID-19 Window Period Rent Assistance, for defaults on amounts from October 1st, 2021 through March 31st, 2022


To access all updated forms, view our RPI Forms library here.
Click on Download the Full Forms Library to download our entire catalog.


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