Negative equity and foreclosure
When does strategic default make sense for a negative equity homeowner?
Read More
Tag: negative equity
Mortgage delinquencies inch higher, equity shields homeowners — for now
Even as mortgage delinquencies rise, high levels of equity continue to shield homeowners from foreclosure.
Read More
Home equity declines since June 2022
California homeowners lost an average of $60,000 in equity over the past year.
Read More
Form-of-the-Week: Profit and Loss Statement and Balance Sheet — Forms 209-2 and 209-3
An agent uses RPI Forms 209-2 and 209-3 when assisting owners with household budgeting and long-term financial planning.
Read More
FHA raises the mortgage limit ceiling for 2023
The FHA has increased the mortgage limits for California homebuyers in 2023.
Read More
A balance sheet real(i)ty check
Learn how to use a balance sheet for a discussion with your homeowner clients about their assets and debts.
Read More
Mortgage delinquencies edge higher going into 2023
Making payments on an underwater mortgage in a declining market can feel a bit like pushing a boulder up a mountain.
Read More
Advising clients through a cooling real estate market
When — and how — a real estate agent or broker ought to counsel their clients considering buying in today’s tumultuous housing market.
Read More
Appraisals in a declining market — and why it matters in 2022
After two years of rapid price increases, appraisers will need to make a quick shift when prices dive later in 2022.
Read More
How to prepare for the REO resurgence
Agents and brokers who want to make a decent living in the leaner years ahead will prepare now for the return of real estate owned (REO) properties.
Read More
Brokerage Reminder: Don’t be coy—let hardship letters tell all
Information on drafting a hardship letter when conducting a short sale.
Read More
California’s home equity gains in 2021 were the largest in the nation
U.S. homeowners’ home equity levels rose significantly in 2021, though California homeowners experienced twice the gains as the rest of the nation.
Read More
California underwater homeowner numbers to increase
Underwater homes were at their bottom in 2020.
Read More
Are we heading toward a foreclosure crisis in 2020?
We are in the middle of a unique, global economic moment and the end result is still out of reach.
Read More
Underwater homes rise in California for the first time since 2009
The negative equity trend will continue to follow home price movement in the coming years.
Read More
Factors point to a brief market slowdown ahead; Monthly Statistical Update (April 2017)
Download the Monthly Statistical Update To view the full-size version, print and personalize this...
Read More
California foreclosures fully recovered in 2016
0.3% of California’s mortgaged homes were in some stage of foreclosure at the end of 2016.
Read More
Q2 2016 saw the fewest foreclosures in California since the Great Recession
California has one of the lowest foreclosure inventories in the nation.
Read More
Are underwater homes here to stay?
Homeowners with negative equity still make up as much as 20% of all homeowners in some parts of California.
Read More
Is California’s foreclosure problem finally behind us?
23,900 foreclosures were completed in California during 2015, a big improvement from recent years.
Read More
Education
Resources
Games
Get to know us
Products & Services
