Calif. Insurance Code §§10083, 10087
Amended by A.B. 499
Effective date: January 1, 2017

An insurance provider’s offer to renew a residential earthquake insurance policy with reduced coverage or substantially different coverage than that provided in the current policy triggers the need to provide to the homeowner a standalone disclosure of the changes.

If a renewal application or disclosure connected with a residential earthquake insurance policy is hand delivered, a signed acknowledgement of receipt is sufficient to prove the insurance provider met their disclosure requirement.

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