To detect potential patterns of unlawful discrimination, the federal Home Mortgage Disclosure Act (HMDA) requires broker-lenders licensed by the California Bureau of Real Estate (CalBRE) who make consumer or business mortgages secured by residential real estate to annually disclose to the public their mortgage origination and application data.

Watch this video to learn more about the critical consumer protection goals of HMDA.

Related reading:

California Mortgage Lending Chapter 33: The Home Mortgage Disclosure Act