Reader, your MLO recession guide, plus soaring mortgage payments
Week of November 21, 2022

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Offering mortgage points? Better ways to catch a buyer
Instead of conceding mortgage points, today's rising interest rate market demands a new strategy.

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One more barrier to affordable housing in California: Article 34
Article 34 impedes low-income housing starts. Voters in 2024 may get the chance to repeal it.

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California zip codes switching from homeowners to renters
See which California ZIP codes just flipped from owner to renter majority.